PROVIDING ANALYTCS
AND INTELLIGENCE TO LOWER
HEALTHCARE COSTS
Brokers
PROVIDING ANALYTCS
AND INTELLIGENCE TO LOWER
HEALTHCARE COSTS
Brokers
PROVIDING ANALYTCS
AND INTELLIGENCE TO LOWER
HEALTHCARE COSTS
Brokers
Re-Insurers
WhealtheOptions Health Plan
Smarter Health Plans. Real Savings.
Stronger Support.
US HealthCenter’s WhealtheOptions health plan delivers innovative coverage solutions that make healthcare more transparent, flexible, and cost-effective for employers, employees, and brokers. Built on choice, clarity, and support, WhealtheOptions helps organizations achieve meaningful savings without compromising quality care.
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Plans & Services
WhealtheOptions offers both level-funded and self-funded group health plans tailored for businesses with 25+ members. These plans are structured to deliver predictability, meaningful choice, and financial advantages:
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Flexible Plan Designs – Options include Cigna, First Health PPO, or RBP with Claritev.
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Transparent Pharmacy Benefits – Full pricing pass-through and specialty drug cost assistance.
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Financial Advantage Features – Reinsurance vetted for competitive rates, 100% surplus returns to employers, and no hidden fees.
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Value-Added Resources Included – 24/7 telemedicine access, mental health support, wellness challenges, biometric screening tools, patient advocacy, and more.
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Optional Tools – HRA strategies and HDHP designs to align with HSA eligibility and budget goals.
With WhealtheOptions, you get plans that combine cost control with smarter coverage—giving employers predictability and employees confidence in their healthcare.
Employers
Employers of small and mid-sized groups benefit from customizable plans with predictable monthly costs, flexible benefit designs, and strategic tools to support workforce health and retention.
Brokers
Designed for simplicity and enhanced support, WhealtheOptions equips brokers with easy quoting (no individual applications), competitive compensation structures, and account management support to build long-lasting client relationships.
Employees & Families
Members enjoy health plans that prioritize access, transparency, and value—paired with tools that help them stay well and save on care, medications, and wellness services.