PROVIDING ANALYTCS
AND INTELLIGENCE TO LOWER
HEALTHCARE COSTS
Brokers
PROVIDING ANALYTCS
AND INTELLIGENCE TO LOWER
HEALTHCARE COSTS
Brokers
PROVIDING ANALYTCS
AND INTELLIGENCE TO LOWER
HEALTHCARE COSTS
Brokers
Re-Insurers

Case Study -Government
The Client
A municipality in Merrill, Wisconsin, serving approximately 500 participants annually. Spouses were eligible to participate if enrolled in the medical plan.
The Challenge
Rising healthcare costs prompted leadership to take proactive action. In 2011, the municipality launched a wellness initiative aimed at improving employee health outcomes and controlling long-term medical expenses.
The Strategy
2011–2012:
The program began as a participatory wellness model. Employees earned the Wellness Rate by completing biometric screenings and a Health Risk Assessment (HRA).
2013–2014:
The program evolved into an outcomes-based model. Participants were required to achieve a WellCentive Score of 70 or higher, or demonstrate a minimum five-point improvement over the previous year, to qualify for the Wellness Rate.
2016–Present:
A tobacco component was added to further address preventable risk factors. Tobacco users enroll in coaching to remain eligible for the Wellness Rate, while the score requirement (70 or a five-point improvement) remains in place.
Participants who do not meet the score or improvement standard are allowed to complete a Road to Wellness program to maintain compliance. Tobacco users complete a structured Tobacco Cessation module along with six telephonic coaching sessions for additional support and accountability.
The Results
The program has delivered measurable, sustained improvements:
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Tobacco use continues to decline (See Graph A: Total Significant Lifestyle Comparison)
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Average WellCentive Scores are steadily increasing (See Graph B: Average WellCentive Scores)
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Blood chemistry markers have improved across all major indicators (See Graph C: Significant High Abnormal Comparison – Blood Chemistries)
These outcomes reflect meaningful behavior change, improved biometric health, and long-term risk reduction within the population.
Graph A
Graph B


